Portfolio Investment
Through the Kredinor Group’s investment environment, we evaluate the purchase of portfolios of non-performing receivables from businesses in Norway, Sweden, Finland, and Denmark.
We work with both local, Nordic, and international businesses, and consider the purchase of both individual portfolios and ongoing portfolio transfers.
Experience from multiple markets, combined with strong knowledge of portfolio purchasing and management of non-performing receivables, provides a solid foundation for evaluating and executing portfolio transactions.
Which portfolios do we consider?
We evaluate portfolios of non-performing receivables across various industries and market segments. The portfolios may consist of loans, credit cards, and invoice claims, among other things.
The portfolios may be linked to businesses within:
- Banking and finance
- Payment and credit solutions
- Energy
- Telecommunications
- Retail
- Service industries
What does a business gain by selling a portfolio?
Selling non-performing receivables can contribute to:
- Release of capital and improved liquidity, which can provide greater room for investment and growth
- Reduced exposure to non-performing claims
- Increased predictability in results and cash flow
- Transfer of ongoing follow-up to a specialised operator, which can reduce administrative burden and resource use
How do we evaluate portfolios?
All portfolios are assessed individually. Evaluations are based on, among other things:
- Portfolio composition
- Historical payment data
- Historical collection activities
- Legal matters
- Expected collection potential
The aim is to establish a solid basis for the valuation and pricing of the portfolio.
Why choose Kredinor?
Nordic presence and local market knowledge
Through operations in Norway, Sweden, Finland, and Denmark, the Kredinor Group combines a shared Nordic investment environment with local market expertise in each country. This provides a solid foundation for evaluating portfolios across the various markets, while businesses with activities in multiple Nordic countries can relate to a single, coordinated point of contact within the Group.
Analytical expertise and market-based pricing
Access to historical data, experience from portfolio purchasing, and in-depth knowledge of local markets provide a solid basis for analysis and valuation of portfolios.
Contact
Does your business have a portfolio under consideration for sale?
Contact our Investment team for a no-obligation discussion about portfolio sale opportunities.